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Financial Wellbeing


Employee Assistance Programme

Our EAP Provider MCL Medics provide advice to staff on financial management and debt support with colleagues able to gain information from their website or App and speak to an MCL colleague. Click here to gain info on how to access this service.


Salary Finance

We have partnered with Salary Finance, an award-winning financial wellbeing provider that helps employees better manage their finances. Salary Finance offer access to affordable, salary-deducted loans, a range of savings and investment products, and access to financial education so colleagues can better understand budget planning.

Head to the Salary Finance website​ to see what they can offer you, including:

  • ​Guidance, offering education and support on all money matters
  • Salary-deducted loans that could help you to save money on debt repayments – payments come straight from your monthly salary, simple and hassle-free
  • A range of workplace ISA products

For information, when you apply for a product with Salary Finance, your credit history and loan details are kept confidential. Edinburgh Napier won't know any of the details.


Pensions

Pensions can be confusing and often forgotten about and it may be worth getting some advice on pension contributions to help with future planning. There are several ways in which you can increase your pension scheme payments on both the Lothian Pension Fund and the Scottish Teachers' Superannuation Scheme. Each pension scheme offers slightly different options. Click here for more information or contact Payroll to chat over options and they can signpost you to our various pension partners dependent on whether you are professional services or academic colleagues.


Scottish University Credit Union

Edinburgh Napier University has also joined Heriot-Watt University and the University of Edinburgh by enabling its staff to become members of First Scottish University Credit Union Limited (FSUCUL). FSUCUL was set up in 1991 by 12 staff at Heriot-Watt University but now boasts over 200 members. Membership is free and open to all staff at Edinburgh Napier and is a great way to save money straight from payroll deduction and also apply for affordable loans. Find out more here or contact them on 0131 451 8005 or email universitycu@abcul.org


Santander

The University is also part of the Santander Universities network. Through this partnership, Santander is funding scholarships, mobility awards and projects at the University for students but it also offers staff a flexible ISA – click here for more information.  Contact details: Bhav Joshi, Branch Manager, Santander Universities, Tel: 05511431354, email: Bhavika.Joshi@santander.co.uk


Other Support

Remember there are also external organisations who can provide support such as Money Advice Scotland who offer confidential advice concerning debts, Citizen’s Advice Scotland offer advice on many financial/debt concerns face to face through their website and Support in Mind run a dedicated mental health and money advice service in Scotland.


Premium Benefits

Finally, many staff are unaware of the other things on offer within the university which can help with financial wellbeing such as the Premium Benefits Scheme. If you are a full-time, part-time, permanent or fixed-term member of staff you are eligible to join the staff benefits scheme which provides staff with a range of discounts on eating out, shopping and professional services. A huge range on offer and worth checking out…new carpets, opticians, vets, mortgage advice, kids parties… Click here to learn more.


Bike to Work

The Bike to Work Scheme is an employee benefit that saves you on the cost of a bike or accessories. Employees pay nothing upfront, and the repayments are taken tax efficiently from your salary over a 12 month period.


Enterprise Car Club

The cost of running a car has also increased any some colleagues may be thinking of non-car ownership for the future but may need a car on occasions.  The University is a corporate member of the Enterprise Car Club. As a result, both staff and students over 21 years of age can obtain a year’s free personal membership. To claim your first year’s free personal membership, get your promotional code by emailing environment@napier.ac.uk before completing the enrolment form with Enterprise Car Club. ​​​


Catering at Napier: Enjoy​
Colleagues can use the Enjoy app to pay for food and drinks at our campus cafes. Not only can this help you budget, but you can collect loyalty points when you spend! Learn more about the Enjoy app 
here. 


Wellbeing Collection​

Our Wellbeing Collection provides a specially chosen collection of books, films, and apps to help overcome experiences, thoughts and feelings that can be stressful or uncomfortable. This is advertised to students but it is accessible to all colleagues. Our collection covers a range of topics and includes guided self-help approaches to supporting mental health, personal development and achievement. Click here to read more about the Wellbeing Collection.​